2019 has drawn to a close. We have made some amazing progress during the year, and it is great to see that combining planning and discipline has resulted in us being a few months away from declaring ourselves debt free. Below are the final numbers for 2019:
| Forecast | December |
| Consolidation Loan | $1,912.79 |
| Credit Card A | $ 0 |
| Credit Card B | $ 3,800.75 |
| Credit Card C | $ 0 |
| Total | $ 5,713.54 |
| Actual | December |
| Consolidation Loan | $ 3,320.00 |
| Credit Card A | $ 0 |
| Credit Card B | $ 3,880.00 |
| Credit Card C | $ 0 |
| Total | $ 7,200.00 |
This puts us $2,538.20 ahead of our original forecast, and $1,486.46 behind our revised forecast. Not a bad effort considering all the additional Christmas expenditure! Visuals below:
Net Worth
Our net worth excluding HECs has exceeded $100k for the first time, coming in at $103,957.17, and including HECs at $80,753.83, an increase of $6,678.56 since the last post! Visuals below:
See you in the new year where we will finally pay off our consumer debt!
Follow us on the path to FIRE 